Clearly his research is flawed as BNM said consortiums with a local bank would be unlikely to win a DBL as it would go to waste, Existing banks are currently allowed to setup their own digital bank arm without the need of a separate DBL. Out of only 5 DBL to be awarded, why then would BNM give one to RHB bank ? LOL
So Axiata and RHB bank should not get their hopes up.
https://vulcanpost.com/774943/malaysia-digital-bank-licence-prediction/
From what we can see, applicants with a local traditional bank in their consortium may not be at the forefront of getting a digital banking license. This is because incumbent banks are already permitted to provide their services online, and would not need a new licence to operate in the digital banking space.
$1 Club, page-29339
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