No issue to deal with here.
Its part of Chapter Two's benefit to clients. They basically say to potential clients consider Chapter Two before declaring bankruptcy.
They offer an alternative that may prevent "an insolvency event or default to their credit file" A storm in a teacup here with this thread and no relevance.
As for Chapter Two being the only source of CI1 revenue growth. BNPL is contributing at an increasing pace.
GLTAH DYOR
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