Who's circling? Affirm or Block Inc????, page-55

Z1P has been a dog of a stock. I shorted myself from $12 to $8-10. Never thought it would get this low. Tech stocks got a bit silly in the US, and the BNPL sector one of the worse areas. This is probably a buy opportunity here for investors or another company undr $1 billion mkt cap.

Have to say, combined with Sezzle, I agree with Ords 8.8 million US customers makes it a good acquisition target at these prices. I held APT from IPO to $45, was mocked when I shorted from $130-$150, only to close out at $80-100 (when I also shorted Z1P). Ironic I am now buying back into Z1P. Its metrics were ballooned sillily in 2021. Similarly its getting a bit silly down here. Margins were always going to get trimmed with the competition. Its probably bottomed out on that front and Z1P should be looking at new markets like India, rather than Europe and the US, already saturated. That's where the hughe growth potential is. An acquisition, rather than a minority interest in Zest, would have potentially been far better than another saturated market purchase like Sezzle.

That said, it Klarna, Affirm, Block and PayPal are likely to consolidate as the global palyers with the Sezzle move. I do think more consolodation makes sense and one of Z1P's larger rivals may look at it....