Accounting trickery they count revenue as headline revenue before deducting bank and data charges even they don't actually receive this with it being deducted at source..
It was trending at 20 percent of headline revenue at last financials so bad debts should be measured as a percentage of only 80 percent of headline revenue so in real terms more like ,60 percent of income.
i don't know where they get this bullshit enough cash to 2024 as they are losing $25 million a month
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