my predictions for 2010, page-22

Kincella, I can see how you read my comment that way. I know that interest rates go up to stop people spending. What I mean to say, is that businesses who borrowed large amounts of money at record low interest rates and expected Australia to continue spending like theres no tomorrow to pay off their debts...well, then they have themselves to blame if they have to shut the doors. For people who borrowed large amounts for houses at record low interest rates and expected them to stay that low are equally placed for some hard times.

I have definitely made mistakes and missed opportunities, I am not trying to say otherwise. All I can do is learn from the mistakes and take advantage of new opportunities.