I am self employed so I understand small business.... we have only had low interest rates since Oot 2008.....
when I purchased my first house, rates were 12% went to 18%....so I have been there and done that.... kidding I dont take every advantage of the new low rates, after coughing up for 10% from 07-08 am looking to lock in fixed at 5% for next 3 years... and that opportunity will allow me to bring forward some reno's... I just love low rates....used appropriately...conservatively...they are magic... not everyone is prudent with their money....
