filled in a ANZ application form for the fun of it
details i used were prety average
Maried
$65K (average) gross income
2 kids
no car loans/credit cards
$350 week living expenses
came back that i can borrow $218K
then I filled it in again with somone not as well off
Married
$55K P.A income
2 kids
$200pw car loan
$350pw living expenses
hold a credit card of $5K limit
came back i can borrow $36K !!!!
then i filled it in again with somone on a good wicket
Married
$85K P.A
2 kids
$200pw car loan
$350pw living expenses
hold credit card with $5K limit
this one can borrow $237K
not bad when the median house price in Melbourne is $480K he just needs $243K deposit!!
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how much can i borrow
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