You make a good point about the number of options available for BNPL in Malaysia. But who says those options are popular? And why can’t myIOU be a popular option? Myself and my partner both run business here in Australia and we have many other options through the banks etc. but people always always want to use Afterpay or ZIP. Not sure why but people aren’t asking to use commonwealth banks StepPay or other available BNPL options. It’s like anything I guess there is always many options but generally always only a few really catch on and become popular.
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