I agree that there are plenty of other "liabilities" but not in fhe form of borrowed money (which is debt),
"The main difference between liability and debt is that liabilities encompass all of one's financial obligations, while debt is only those obligations associated with outstanding loans."
Bathurst essentially does not have any outstanding loans, hence no debt, hence the name of this thread... but absolutely do have liabilities yes.
Bathurst Debt Free, page-21
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