Ann: IOUpay Goes Live with Shopify e-Commerce Platform, page-37

$31m market cap.
$21m in idsb + deposit and current cash in loaned to customers is more than $31m

133 staff, for what?

Shopify partnership and already gone live. this came out from nothing.

marketing cost will be low, not much freebies for customers now, after getting partnership with big guys.
What else they working on?

why TTV is gone down suddenly? Are they keeping the money aside in cash, they don't want to raise capital on these levels? and work on warehouse funding after idsb settlement and use that idsb equity as for funding?

why slow down on ttv and partner with ipay88 or shopify when it will be needing big money for bnpl demand after they live with them.

bnpl sentiment is turning down, when companies like zip and others loosing millions every quarter. May be IOU don't want to make those mistakes.

Takeover target from someone? with cash in hand + investment in idsb, what will be the takeover offer if there will be one?

A lot of questions, and it will be clear in coming days hopefully