Thanks... note that none of this constitutes advice. (Noone said it was but whatever...)
Delinquencies are seasonal so it's best to compare against year ago numbers. It also depends on the growth rate of fresh receivables as those purchased in the last three months haven't had the chance to be delinquent for 90+ days yet. I haven't made any adjustment for that.
So for what it's worth, Mar 22 had 1.21% of receivables >90 days delinquent, compared with 0.67% in Mar 21.
Ann: Business Update Continuing to Execute on the Plan, page-188
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$1.65 |
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