I told you good time to buy, page-1458

Unless you're just making it up, I think youll find the death of credit cards is highly over rated. Thye may not be important to you / your demographic but many people who actually think about this stuff still use cards. (which are actually a lot cheaper than these bnpl outfits).
As for zip being bought, this discussion was had months ago. There is nothing to sell. Zip and it's peers have spent a lot of money buying customers that are worth a fraction of whats being paid for them. Why would any bank pay for customers it already has. bnpl is just another service to offer them. Buying zips software or IP ?. What for its not rocket science and if anything is easier to get done from new. The zip brand name is also worth pretty much zip.
Its a wonderful share for day traders, who have been having lots of fun, but as far as fundamentals go, it's just an over priced, over hyped service that is worth maybe 9c, if it can keep finding the cash to survive (memo to LD, dont forget to sell overpriced house and other goodies to support zip), or might just disappear completely