Before I retired quite a few young guys in my firm would not contribute extra to Super, because government were always changing the rules, and they didnt trust it. Its a likely hypothesis that the amount of money in private super funds could prove irresistable, and they could use arguments such as they had helped you at the time to put money in. In the UK Brown couldnt keep his hands off the pension funds, at the same time increasing the pot for MPs and Civil Servants.
