.25% means inflation set to rip, page-41

"Inflation is already up BGR, so the interest on term deposits will rise.
This is good for people with no debt and who have spare cash.
Savers/term deposit holders been screwed for too long."

With 8.1% inflation (at least) and you take an elusive 4.1% term deposit you are losing 4.1% pa. (AMP) 12 months. (Highest TD rate on Canstar.)

So take $500k. You will lose $20k in buying power in the first year.

There is no way that govts want to control inflation as it helps to reduce their debts allowing big reckless spending.

Hyperinflation has always been installed by Social Democrats with prodiguous printing of their fiat currency so we must always be en guard with dud Laborites.