Ann: September Quarterly Activities Report, page-58

>1. Not explaining the decisions for buying into idsb
They explained it. How do you not get it? AG code license, large book of credit worthy customers (including access to their KYC information), access to their industry experience.

>2. Not maintaining (at a minimum) the circa 85m Transactions which represents thier core business....
How do you force people to use the service? "It's dropped to 72m!" you say, such a problem. If it dropped to 10m, sure, that would be a problem.
You can't expect constant growth, that's insane.

I don't understand your viewpoint. "without endless growth on all metrics the business is a failure".


BNPL revenue is up which means revenue overall is higher than its ever been.
They continue to make deals and functionally gain influence in the Malaysian banking/ financial sector.