neo,
While you're in an accommodating frame of mind for "stupid" questions (very decent of you) I'd be grateful for a few words of elucidation on what you wrote, as follows:
"There are lots of examples of money use on low risk, low return investments - we call it superannuation - or the "Macquarie" model made famous by the rise (and fall) of Babcock & Brown."
I've heard of the Macquarie model often enough but not too sure what it is.
Many thanks in advance if you would be so kind.
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