**final hour will be hugggeeee***, page-10

sure NAB has had a woeful performance over the last few years and deservedly has had its' shareprice decimated by massive underperformance of about 25% compared to its peers.

And let's recall some of those disasters:
the currency trading by rogue NAB traders,
failed attempt for AMP,
operating underperformance leading to a number of downgrades,
homeside disasters in the us triggering massive writedowns.

The current shareprice reflects all of this bad news and probably magnifies it to some extent. But institutions are looking to the future. And what is the future:

Flat outlook this year followed by usual growth story in forward years.

Therefore now is the time to buy when all the doom and gloom is about. At $28 odd bucks you're buying a business that is yielding a 6% fully franked dividend and about 11 years earnings. Those numbers spell low risk investment.

Suffice to say I topped up big time below $27 after early buying at $29's.