VUL megathread, page-5881

ZDF report from 15. März 2023
https://www.zdf.de/nachrichten/zdf-mittagsmagazin/zdf-mittagsmagazin-vom-15-maerz-2023-100.html

https://nrodlzdf-a.akamaihd.net/none/zdf/23/03/230315_sendung_mim/1/230315_sendung_mim_2128k_p18v17.webm

Anton Jany's contribution is well done. Unfortunately, there is not enough time in the midday magazine to address the issue of insurance and liability.
https://www.jany.tv/

I supplement the missing information and refer to the successfully completed dialogue process of GeoHardt.
As in the badenova dialog process (See badenova final report), the randomly selected citizens are in favor of hydrothermal geothermal energy and would like to see it implemented in the near future.

Final report of the dialog forum
https://www.schwetzingen.de/site/Schwetzingen_2021/get/params_E-1066348017_Dattachment/2427555/2489821/2539761/2549439/2737363/2737336/2737337/2737362/Schlussbericht%2520Dialogforum%2520GeoHardt.pdf
Quotes: "A large majority of the random citizens expressed clear positive views on the use of geothermal energy."

"They described the hydrothermal process as a "forward-looking technology" that is "imperatively needed in the region, as part of heat generation" to manage the conversion to CO2-free heat."

"Were still very much uncertainties and fears expressed in the kick-off event, a citizen noted:"I have the feeling that the experts know what they are doing" - and reaped a lot of approval for this."

The topic of insurability and liability was presented by Axel Brasse in the dialog process. See pages 69 to 83.
https://www.geothermie-hardt.de/media/erneuerbare-energien/images/geothermie/medien/praesentation_expertenhearing2_geohardt.pdf#page=69
Quoted on page 75: "If the total damage exceeds the agreed coverage amount of the insurance, the mining company must assume / be liable for the excess damage amount."

"In the event of the insolvency of the mining company, the Bergschadensausfallkasse (BSAK) will, if necessary, assume the outstandingliability claims for mining damage (within the framework of the BSAK's statutes)."

Citizens' dialogue, final report by badenova
https://www.badenovawaermeplus.de/downloads/erneuerbare-energien/geothermie/abschlussbericht-erdwaerme-breisgau.pdf#page=56
Quotes from page 56: "Many would not have expected these results due to the heterogeneity of the group and the critical experience background of Staufen, Basel and Vendenheim in the region."

"With a large majority and only one dissenting vote, the Zufalls-bürger:innen support the project."

"Likewise, a large majority is pressing for time and would like to see the project implemented quickly...."

Any translation with deepl.com.