gold, page-118052

If the bank determines that the borrower's situation is untenable, the bank will call up the mortgage and the homeowner will become homeless.

A variable rate mortgage would cost more. Who would want a chunk of gold? It would also depend on which country you lived in, in Zimbabwe's case gold would be a winner, but in a worldwide hyperinflation that see people losing their jobs, houses and savings, who would want gold?