Apple Pay wallet
Apple Credit card
Apple BNPL
Apple Credit rating (Credit Kudos)
Apple Savings account (earning 4.15%pa in US)
Heck! Even their iPhone can be POS taking card payments without any Square dongle / terminal / gateway, outside of Visa/Mastercard network.
It's now over 40% of entire Berkshire's portfolio ever since Buffet got in from 2016.
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