holiday house ?!?!?!?!? when leveraged to the tits?
thats exactly what you get
i refused to purchase property for this exact reason - why should I be the one getting the short end of the stick for absolutely sound financial decisions? whats she expect? if you take a home loan for $800k and put down $50k - i.e. you buy something you dont have money for, what do you actually expect !?!?!?! you can expect nothing other than a lifetime of debt slavery.
