So the comparable figure a year ago in Australia was 16% [in person cash payments] , having halved over 3 years , would think it has dropped further [the graphs pretty steep] .
I cant find any reference for the 5% figure in Sweden , 8 to 9% from 39% in 2010 is the best I can find.
Still feel that on current trajectories ,OZ will not be far off Sweden in 2 years.
cheers
