Maybe the drop was also partly due to this press release today in NZ? unless zip already does a 'complete comprehensive credit reporting' whatever that entails ?
"Cabinet has accepted the need to exempt BNPL loans from affordability and suitability assessments - that would be too onerous for these short term, low value, interest-free loans.
"Instead, BNPL lenders will be required to complete comprehensive credit reporting when customers sign up or increase their credit limit.
"The details of these regulations will be announced soon. BNPL lenders will have a grace period to put in place systems and processes to meet the new requirements.
https://www.miragenews.com/nz-gov-bolsters-consumer-credit-protection-1061734/
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