As to the central point, ie for the three major banks (exc CBA perhaps), their ongoing under performance, especially the diminishing dividends, and the not so commensurate remuneration for those underwhelming CEOs, please see link below.
@salios
The simple reason why these Big Four bank CEOs are getting filthy rich - even though Aussies savings at 2008 low (msn.com)
Westpac's $1,000,000,000 AUSTRAC Settlement?, page-312
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