ZIP's coming 1Q FY24 Trading Update, page-235

Hey good question, you could look at it in a few ways Mastercard is the second largest card network in the US so the economics of scale is huge for Zip to have partnered with Mastercard's ecosystem! the US market is huge and now Zip can be used as another form of payment where Mastercard is accepted and if your done a little research BNPL is growing exponentially even more so now with the cost of living.

By partnering with Mastercard Zip being a Buy Now Pay Later (BNPL) company Mastercard uses Open Banking technology, provided by its US arm Finicity, to enhance the real-time underwriting of Zip’s lending program. The two companies aim to help consumers in budgeting larger purchases that can be paid overtime in Mastercard's ecosystem. So, for the customer who doesn't fit the traditional financial system i think the stats are one -three American's who are unfairly assessed by the system, especially by the financial institutions, these consumers are essentially left behind. The technology AI will access the consumer along with better security in regard to people's personal info.

Mastercard brand is well known across the globe but more so in the US so for Zip to collaborate with Mastercard this is a huge positive for Zip in the payment landscape.
In regard to shareholder value i believe Zip is undervalued and oversold imo and with Zip balance sheet improving immensely and now growing sustainably and now collaborating with Master card Zips customer base will grow in a huge way now and into the future. Hope that helps somewhat