It cycles, try 17% interest rates which I experienced.
I bought in what was considered a crappy suburb, sub divided block, hardly had any cash flow left over but after a few years you get it under control and it gets easier. Life is not meant to be easy but the current generation thinks everyone owes them a free ride. Drink some concrete and harden up and stop being sooks.
Whilst you whine, others are getting on with it and getting ahead.
