Ann: Becoming a substantial holder from MUFG, page-95

Management has taken all that on board already. No point in re-hashing the debt ratio. It's what the shorter is homing in on knowing there will be enough bunnies running scared. Ask yourself if any insiders are so stupid as to load-up for $10 Million dollars if they think they can't service the debt and grow.It was already recovering when the shorter hit it. Seems a temporary hit. I've held some lemons before and recognize a dead duck when I see it. This is a huge $billion dollar global company. Short term it will bounce up 'n down. I'm a LT holder and fully expect Management to get it right.