"An easy one is should every single person get the pension regardless of assets or income?"
A universal pension would be fair, and we all pay in the same percentage of our wage, the super system has made rich people richer and is not a very efficient way to save for retirement. We are paying $39 billion in fees each year and the tax forgone by the government is now equal to what they pay out in pensions, as more people retire the performance of super funds will fall dramatically. I will admit that I have done very well out of a SMSF, so well that I retired because it was costing me money to stay at work because of the zero tax when you are retired.
