No surprise that insurance companies would be keen to cook their books with climate alarmism. However, uncertainty is admitted:
'Likely' means there's a 34% chance, according to the IPCC, that what they state as 'likely' is, in fact, not really happening. Here's what the IPCC says:
The IPCC's likelihood scale: Virtually certain: 99 to 100 per cent probability Extremely likely: Over 95 per cent. According to the IPCC, it is now “extremely likely” that human activity is to blame for climate change Very likely: Above 90 per cent Likely: Above 66 per cent More likely than not: 50 per cent and above About as likely as not: Between 33 and 66 per cent Unlikely: Zero to 33 per cent Very unlikely: Zero to 10 per cent Extremely unlikely: Zero to five per cent
Interestingly, check out the 'more likely than not' scale. I don't think it needs explaining to point out how silly this is.