Ann: Dividend/Distribution - WDS, page-84

Yeah, that's reasonable advice. Not a big fan of growth ETFs but a small % can be added.

After investing and reading books about Dividend investing I've changed my perception of risk...

Why own (ASX)300 Companies if 10 Blue-chips have nearly 50% of the entire AU share market?They are well-established, highly profitable, abundantly cash-generating companies, have thousands of employers country-wide, and global operations, pay regular dividends for decades and give 100% franking credits.

Worst-case scenario: Literally, all these companies' SP would have to go to zero, and go bankrupt at the same time and only the capital invested would be lost.

But dividend investing is a deb-free strategy, so there is zero chance of you going bankrupt and equity will be built slowly.

For me, the risk-reward ratio is worth it.