Yep the AU business improving is just a bonus for me. I'm just going to focus on the US numbers.
The US customers spending is the only thing I care about for now. CS said she's factoring in higher bad debts/arrears for US to bring in more customers but I just want to be sure Q1 was not a one off and that the US customers have really embraced Zip and using it more.
I think Robinhood's new credit card giving 3% cashback on every purchase is going to do really well. If I were in the US, I would ditch all the BNPLs and other CCs and just use the Robinhood 3% cashback credit card.
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