'I wish the govt could enforce lending ratios on banks to keep property prices at around 6-7 times average s'ingle persons earnings.'
That would cause the whole residential property construction market to stop, next to zero additional homes built but hundreds of thousands of migrants still increasing demand.
Sorry that's not a sensible policy.
'With the bulk of my investments in health and copper'
You do know that copper is the closest barometer to the health of the economy don't you?
A collapse in the global economy caused by a property meltdown would impact copper more than any other sector other than property.
To be so exposed to two sectors, especially one being copper, is not very smart.
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