The attacks on banks are getting out of hand.
Please note:
- margins are close to a historical low. This means the spread between what they borrow at to what they lend at.
- they can borrow at a reasonable rate because they are rated AAA. They are rated AAA because they are profitable with enough headroom to satisfy the markets for any downturns.
- they are private companies. They do not owe you a discounted loan. You are borrowing their money. You do not have an entitlement.
- you can borrow from any company, any person, any where in the world if you like so if you can do better then do so.
- consider reducing your debts and pull your head in. This is the cause of your headache.
- healthy banks are a store of wealth for the country including almost every super fund.
- This may seem a little harsh but some people need a reality check.
cba greed is apalling, page-42
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