“…road if the young have no savings”
That’s because they spend everything & max out their personal loan/credit cards on lifestyle, clothing, haircut, air jordan, iphone, ipad, lattes, girlfriends, boyfriends, new VW golf R….
They don’t have rich dads as mentors to teach them about money & appreciating assets… so they turn to Youtube doomsters for advise & comfort , like you nippy
