Hi 40c (and teddy) It does put a whole new perspective on things. I aslo have had good mates , who i have had to ring and ask for 100k on occasions, (they have money and are more worried about keeping it) I suppose the need to pay off bills drives me as well. I push the envelope (always have) just need to find the right postbox..lol It is annoying,when you research a stock ( I have been mainly fundamentals driven, although lately do also use charts a bit)and the "supposed sound" companies do nothing and Froth and bubble companies soar. So much for risk management..lol Anyways I had better get to bed its 2.30am here, and I need my beauty sleep (no my beauty coma ...lol)