Ann: Resignation of Chief Executive Officer (CEO), page-6

RMC looks good when the market is in full swing but when the competition increases, and margin pressure comes through then the pressure comes on. They probably have been too cautious over time. Probably needs to look at other non-prime lenders and or moving into Broker distribution directly in order to get more penetration and create scale. I don't think a prime lender/small bank would buy this type of business presently. Share price was above $2 for a lot of 2021 and now below $1 after running a buyback to reduce number of shares issued. There are opportunities for them to acquire similar businesses that have their own challenges to create something bigger/better. IMO.