I don't disagree with the overall premise of your post, however -
"So, while it is now accepted that interest rates have peaked and are going to fall (albeit the pace of the decline is still a subject of debate),..."
I'm not totally convinced interest rates have peaked. At least not in Australia. If the RBA are willing to stand up to earlier statements.
Ann: ResMed Announces Results for the Fourth Quarter of FY2024, page-20
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