Correction, page-123

I agree with your final comment. CBA shares are quite pricy.

Tyro payments results appear to be improving, have about 525 million shares on issue but the market appears to have ignored their most recent results.
My comment would be that having come down from a high of $4.53 to currently $0.95 it would need some very good results to reverse the trend.
I am unsure if they have strong competition or what prospects they have for exceptional growth. There may be a profit to be made but I would look elsewhere as your money could be tied up with a company that has not paid a dividend & has limited growth prospects.

I would suggest companies like listed investment company WAM Microcap (WMI) if you are after a company that pays a good dividend, has retained earnings & will increase in price on performance, particularly when large cap companies become over-priced & investors start looking for smaller cap companies.

If you are looking for companies with prospects of large capital gains & large future dividends then a company like Structural Monitoring Systems (SMN) should be a good fit. They are in the final stages of obtaining Federal Aviation Authority (FAA) approval for their comparative vacuum monitoring (CVM) sensors to be installed on aircraft to detect stress cracking. By using the sensors airlines will save many millions of dollars by not having their aircraft out of service for 3 days while they have sections dismantled, physically checked & re-fitted which can also cause damage. Currently 57 cents, will appreciate dramatically with FAA approval, which should happen within the next few months. Approval would appear to be a certainty following years of data collection & testing. Potentially the shares could be worth $10 - $20 within a few years & paying large dividends. Having fewer than 137 million shares on issue is a great advantage.
SMN recently reported a maiden profit as a result from their subsidiary company, Anodyne. Revenue has yet to flow from the potential big money earner, CVM sensors. This is a potential big win with little downside risk.