It’s a valid point. Credit cards with no annual fees and interest-free periods (if paid off in full) do make BNPL less attractive. Plus, credit cards offer better flexibility for larger purchases and rewards programs, something BNPL lacks. The only edge BNPL had was ease of access, but as people become more financially savvy, free credit cards could easily replace it. BNPL starts to lose relevance when alternatives are cheaper and more practical.
ZIP Price at posting:
$3.06 Sentiment: Sell Disclosure: Not Held
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