Ann: Investor Presentation, page-142

Hi DB,
There could be many reasons why a bank might approach a company with $100 million in the bank:
Investment Opportunities: Banks often offer investment products and services that can help companies manage their cash reserves more effectively, potentially earning higher returns.
Credit Facilities: Even with substantial cash reserves, companies might need additional credit lines for future expansion, acquisitions, or to manage cash flow fluctuations.
Financial Services: Banks provide a range of financial services, including treasury management, foreign exchange, and risk management solutions, which can be beneficial for large companies.
Relationship Building: Banks aim to build long-term relationships with successful companies, anticipating future business opportunities such as underwriting services for issuing new shares or bonds.
Advisory Services: Banks offer advisory services for mergers and acquisitions, restructuring, and other strategic financial decisions