keep your eyes on the bigger picture, page-17

Septa, that is all well and good..but at the end of the day, or month, or year - you need results to back up the advice you are giving. And I mean you no disrespect - but your advice is only "worthy" if you are investing and getting useful returns. Which is something you didn't touch on in your post.

I have no interest in CCC other than that I've been monitoring it for a little while now - and the beginning of this thread sounds like somebody who is saying "hang in there! Things will get better!" But....not everybody wants to hang in there when there is significant movement elsewhere.

But as has already been said: Each to their own.