buy a house outright, no loan, page-58

"universal...just 'cose you dont make that much so cant save that much money that doesn't mean that most people that 'want to' can't..."

1) Average couple's don't earn $180k total
2) I never said that some people can't save $320k within 5 years as Shangrila has mentioned - just that most won't or can't.
3) You have NO idea what I earn both wage or investment wise. FYI while I may not earn $180k on my measly income for my single income family - I could save $320k in 5 years. So here's a towel so you can wipe the egg off of your face!

"most people never even try ('cose they are discouraged from the start ! )"

That's rubbish most don't try as they don't have the discipline rather than being discouraged!