cash % return account, page-7

... so now my wife asks me how stable are these banks Rabo, U and Virgin ?
Sheez, I say "I dont know". If there si a run on the banks well I guess these banks may not survive but Wes, ANZ, etc probably will but what do I know. So she asks "is it worth the risk "

I cannot answer as I dont have insight inot their books as one ahs better insight into the ASX listed ones (which of course only give 4.5 %)

Well what do I do ?

I said, well mebbe we put it inot these banks until we can prove otherwise dearest ? She ahs a point though as its our entire saving and our entire future on this.

Perhaps the risk is small but given that a rush on the banks is a possible future perhaps its just not worht it given our age with no possibility of starting again ?