borrowings, page-26

Good post Money.

Having a degree in accounting or finance does not mean you will not make mistakes... Or even smart for that matter.

I have a commerce (accounting) degree, an applied finance degree and a CA. Doesn't mean a lot. I work with many other individuals with the same qualifications + MBAs etc. To be honest, a lot of them are complete idiots who rope learn basic concepts in order to obtain a piece of paper.

Both of us explained how GBG drawed down on the loan, it is fairly simple.

I still think management did a terrible job in 2011, hopefully 2012 can recover our capital. I've been on this dog since 2007.