UT, it is good to have goals, but they have to be realistic goals if they are to succeed. Starting to invest in this market and expecting to be able to retire at 40 is simply not realistic.
At least, she is young enough to be able to fail and pick herself up again.
The other negative is that all her eggs are in one basket. If property starts to fall, construction falls even faster - and her job income is at risk.
Aj, more likely than her going to the bank for a loan, is the bank coming to her for a repayment in full.
