The key to being wealthy is to borrow as much as possible! I mean, just look at Greece! /sarcasm
Price speculation is not only unproductive, it is actually harmful to the economy. If you speculate on prices and fail, you have no sympathy from me.
That is what this girl is doing. Borrowing as much as she can on a bet that prices will keep rising. She's not just gambling, she's borrowing to gamble. And our tax system encourages her to do this! ...The lucky country, not the smart country.