Mate ill be honest, i dont really care. You might be right, UT might be right. All i know is the mrs constantly tells me im wrong!
At the end of the day people are going to make their own financial decisions and have to live with them, much like i have. The preaching on this site is useless although great entertainment. You win some you lose some. Whether the rest of you win or lose i dont particularly care, although good luck to you all!
