Some people just can't be helped either and she is one of them. She still owed me 100k before she bought the last house. When I mentioned it she said , You surely don't want this now as I just bought another house,lol. Blonde as :) Written that money off few month ago, never mind.
She is probably still lucky having one of the safest jobs you can get, plus a lot of super and long service leave. Lot of over exposed people out there who don't have that.