"Even with companies in which I have never previously dealt with, they send an application, they do a credit check, and you have an account."
Hi Vaga,
That will not give an immediate credit facility as it will take time to apply for credit, to fill the proper paperwork, to do credit checks, and then notify the potential customer that credit has been approved. Yet again, you will have to deal with people and businesses that are not willing to cooperate with your credit ratings enquiries due to privacy policies.
So, if you are not in a hurry, you can wait untill all of that is over and approved. But, if you are not, you will have to pay upfront.
I owned one of my businesses for about 30 years and I was turning over quite a few million dollars a year. I believe that I know what I am talking about running accounts on credit.
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