banks make 90% profit on lending per year., page-2

David25

You have a lot to learn about banks.

They have never been a low margin business.

Have a look at how much they can lend v deposit, about 7.5 times what you deposit with them so your 94% is way out and you are looking at home loan rates not personal, business or credit card rates which are even more profitable.

Cheers, cab